Motorcycle Trailer & Tow Dolly Financing

Trailer financing through Synchrony Bank
Monthly payments on your trailer.
See if you prequalify in about a minute.

Soft credit check only. Prequalifying has no impact to your credit score, and it doesn't commit you to anything. Motorcycle trailers, tow dollies, and utility trailers from Santa Fe Springs, CA.

See if I prequalify Call or text 562-788-0416

Takes about 60 seconds. You'll need the last 4 of your SSN and a mobile number. If you froze your credit, lift the freeze first or Synchrony can't check it.

  • No credit score impact to prequalify
  • Same-day decision and funding
  • Tax and delivery can be included
  • 237 five-star reviews
How it works
Three steps. One phone number.
1
Prequalify online

Tap the button, confirm your info, and Synchrony tells you right away if you prequalify and for how much. Soft inquiry only.

About 1 minute
2
Call or text us your prequalification code

562-788-0416. We quote your exact total — trailer, tax, and delivery to your zip — and complete the application with you for that amount. Accepting the offer is the only point a hard credit inquiry happens.

You know the number before you commit
3
Same-day decision. Trailer scheduled.

Approval and funding are same day. Your trailer goes on the schedule: pick up in Santa Fe Springs, CA, or we deliver to you.

On the road this season, not next
Who you're financing with
Santa Fe Springs, CA — our plant, our paperwork, our phone number.
237
five-star reviews from riders and haulers
Synchrony Bank
the lender behind the financing. You apply with the bank, not with us.
Same day
approval and funding once you accept your offer
Good to know
The details, before you click.
$3,000 minimum financed amount

Tax and delivery count toward the total, so most trailer orders qualify.

You finance the real total

No estimating. We quote the exact number — trailer, tax, delivery — and that's the amount on the application.

Prequalify now, decide later

Prequalifying is a soft check and not a commitment. Decide once you've seen your offer and your quote.

Credit frozen? Lift it first

Synchrony can't check a frozen credit file. Unfreeze it, then prequalify.

Questions we get
Straight answers.
Does prequalifying affect my credit score?
No. Prequalification is a soft inquiry with no impact to your credit score. If you prequalify and choose to accept the offer and complete the loan application, that step may impact your credit score — and it only happens once you say go.
What can I finance?
Any Tow Smart motorcycle trailer, tow dolly, or utility trailer with a total of $3,000 or more. Tax and delivery count toward that total.
Do I need my exact total before I prequalify?
No. Prequalify first. Then call or text 562-788-0416 and we quote your exact total with tax and delivery before anything is finalized.
Who is the lender?
Synchrony Bank. Synchrony is listed as lienholder on the trailer until the loan is paid off, the same as a financed motorcycle or car. Tow Smart Trailers is not a lender and does not make credit decisions.
How fast is it?
Prequalification takes about a minute. Once you accept an offer, approval and funding are same day, and your trailer goes on the schedule that day.
What if I don't prequalify?
Call or text us anyway at 562-788-0416. We'll walk through your options with you.
Ready when you are
Prequalify now. Then call or text 562-788-0416 with your code.

About a minute online, no impact to your credit score, and we handle the rest with you on the phone.

See if I prequalify Call or text 562-788-0416

Subject to credit approval. Prequalification uses a soft credit inquiry and has no impact to your credit score. If you prequalify and accept the offer, the loan application may impact your credit score. Minimum amount financed $3,000. Financing is provided by Synchrony Bank. Tow Smart Trailers LLC is not a lender and does not make credit decisions. Offers, rates, and terms are shown to you by Synchrony before you accept anything.